Grocery To Go

"If you compare me to your local grocery, then you'll see I got more karats than Aisle D." -Nelly

A University of Connecticut study claims that grocery delivery will cut down your urge to buy high-fat foods. Try these services:

BoxedGreens.com ships organic produce, meats and other goods nationwide.

DiamondOrganics.com sends organic produce, meat, fish, baked foods and wine nationwide.

Peapod.com lets you sort by claories, fat, fiber and other nutritional categories.

Amazon.com's new subscribe-and-save sevice delivers household goods, like paper towels and diapers, on a regular monthly sechedule at a 15% discount; plus shipping is free.

Also, your local grocery store might offer delivery services. We used to get ours delivered and it did save us money because we couldn't get impulse purchases. We stopped only because they stopped delivery to our neighborhood.

Slash You Monthly Bills

"Can you pay my bills? Can you pay my telephone bills?" -Destiny's Child

This economy is not friendly. I think we could all use some advice on how to save some bucks.

Sites that can save you money: Stop clicking all over the Web! These 7 online shopping spots will help you find the real deals fast.

Save on prescription drugs: Ask your doctor about switching to generics, or ask about cheaper name-brand alternatives. For free information on generics and name-brand drugs to to the Consumer Reports Health site and click on "best buy drugs." Also, check prices at retailers such as Wal-Mart, Target and Costco. One website that might save you money is Drugstore.com.

Insurance: If you're renewing a life, home or auto insurance policy or buying a new one, comparison shop at sites like InsWeb.com and AccuQuote.com. Also go to http://www.naic.org/ to find a link to your state's insurance department for price-comparisons.

Cell phones: Go to sites such as LetsTalk.com to find the best priced plans for your calling patterns.

Cooking: This one's easy...use your microwave more. It uses about 20% of the energy a full-size oven does.

Laundry: Cut the cost of washing not-too-grimy loads in cold water with a detergent made for the job. And hand dry as much of your laundry as possible. When you do use the dryer, use it consecutively with loads so that it stays warm.

And most importantly, live within your means!

Let's Talk Money

"Wanna talk about money? Then talk without it." -Jermaine Dupri

Mint: Free finance software. Easy money management.

NAPFA: National Association of Personal Financial Advisers. Look one up or contact me, I know a few good ones!

Wesabe: Community of people just like you, with real life financial situations, sharing advice and tips.

Spend? Save? Invest?

"Shake your money maker like somebody boutta pay ya..." -Pharrell with Ludacris

Answers to common money questions...all in a nutshell. Great for reference - I keep going back to it. Found in Real Simple.

Also, check out the book Secrets of the Young & Successful by Jennifer Kushell.

Is Refinancing Right?

"And since I cover the mortgage, the car note, the Porsche and the condo." -Da Brat

Click here to read the short and sweet article from Real Simple on whether or not you should refinance your mortgage.