Click and Give

"Give to me, give to me.. Care for me, care for me, you said you'd care for me." -Lauryn Hill

(I might have covered some of these previously, but a reminder is always good!)


GoodSearch.com: The idea behind GoodSearch is straightforward - Use it's search engine, powered by Yahoo, every time you browse the Web, and the site will make a donation to the charity of your choice. The donation is just a penny per search, but if 1,000 people search twice a day, every day, that would add up to $7,300 in a year. Eligible charities include local day-care centers, animal shelters, the Sierra Club, and the Susan G. Komen Breast Cancer Foundation. TIP: If you don't see your favorite nonprofit, complete the sign-up form and look under "add a charity."


GreaterGood.com: You click on one of the listed charitable causes and then press "click here," and the GreaterGood Network of web sites will make a donation. The site is funded with ad revenue, which is divvied up among 15 nonprofits. Although you don't see how much money each click generates, the site says one click is worth 1 to 2 cents. Total donations in the 12 months ending June 30, 2008 came to $2.7 million. The money went to such charities as America's Second Harvest food bank and the Petfinder Foundation. TIP: Spread the word. Each of the sites allows you to send e-cards that count as clicks and generate more donations.


eBayGivingWorks.com: This little-publicized section of eBay lists thousands of items for sale by private sellers who agree to donate all or part of the proceeds. You can find the usual eBay products - used books, collectibles, toys - as well as VIP packages for concerts and gift certificates for movies. As with any eBay transaction, check seller ratings and pay with plastic to protect yourself in case something goes wrong. TIP: Watch where you're going when you're on the site. Clicking "home" brings you to the regular eBay home page.


GoodShop.com: Click on any of the 500-plus participating online stores, shop as you normally would, and any purchase you make will generate a donation to the cause of your choice. Donation amounts vary by retailer. There are literally thousands of organizations you can help, from local schools and health clinics to large national foundations. TIP: Also check BuyForCharity.com. It has fewer stores, but it works the same way, and the donations might be bigger.


ThePetitOnSite.com: Click on a category such as human rights or corporate accountability, look at the petitions, and decide whether to add your support. Petitions under "environment and wildlife," for example, support protection of gorilla habitats in Congo or call for limiting oil exploitation in the Arctic. To add your name, fill out a form. If you don't want your identity made public, check the "don't display my name" box. TIP: Look at petition sponsors. Some are reputable organizations; others are private citizens with an ax to grind.

Drug Store Savers and Sites

"That ain't nothin' but drug store lovin' ." -Otis Redding

Aveeno Insense Relief Hand Cream: It's a nongreasy treat for rough, dry skin.

Clean & Clear Oil Absorbing Sheets: The papers remove oil and are easier on the go than touch-up powder.

Sonia Kashuk Blending Sponge: It blends in foundation just as well as a high-end sponge.

Ardell DuraLash Flare Individual Short Lashes: Stick 'em on lashes outer corners. Glam, but not overdone.

L'Oreal Paris Colour Juice Sheer Lip Gloss in Melon Punch: The coral color looks great on everyone.

Pampers Sensitive Wipes: They're a gentle, supercheap way to remove makeup.

Beautycrunch.com: Up to 75% off makeup.

Alconeco.com: Beauty tools at a deep discount.

Beautysteals.com: Big-bucks skin care - on sale.

Luckyscent.com: Find $3 mini bottles of posh perfumes.

Raybeauty.com: Pro hair tools at excellent prices.

Granola Bar Tips

"Snap the granola, sprinkle ginko bola." -Wu-Tang Clan

Think any granola bar is healthy...think again. There's dangerous fat in that energy bar! Some have as much unhealthy saturated fat as a candy bar. A full-size Snickers has 5 grams and one popular "nutrition" bar has 4.5 grams. Yes, many energy or nutrition bars have added vitamins, minerals and protein that keep you fueled, but in the end, having one is really no different than taking any multivitamin and eating a candy bar! Scary! Label-reading tip: Ignore the health halo around energy bars, and be sure to check the calorie and fat content before you grab and go. A healthy snack bar should have fewer than 200 calories and no more than 2 grams of saturated fat.

Other label reading tips:

-Check calories and serving size. They're the most important bits of info on the entire label. You've got to d the math: Multiply the number of servings you're going to have by the number of calories per serving shown on the label.

-Eyeball the ingredients list. If it reads like War and Peace, skip it. Odds are it's highly processed, loaded with salt and has enough preservatives to mummify your cat. Many packaged items have been moneyed with so much they're almost non foods.

-Look at the fiber content-even if the front of the package says "Made with Whole Grains." Truly healthy whole-grain breads should have at least 3 grams of fiber per slice; cereals should have 4 grams per serving or more.

-Calculate healthy fats. Subtract the grams of trans fat and saturated fat from the total fat in a food. What's left is the good unsaturated fats, and there should be ore good than bad. So, if a food has 10 grams of total fat, 1 gram of saturated and zero trans, 9 grams come from healthy fats...a nice pick!

You Bars: Lets you create your own custom snack bars with a selection of ingredients like protein powder, nuts, dried fruit and seasonings to choose from. You can even give your personal bar a unique name. Make them with stuff that you need. $3 per bar.

Seasonal Beauty

"Reminiscing our love as I watch four season's change." -Boyz II Men

Winter

Leave nails naked: A study in the Journal of the American Academy of Dermatology found that brittle nails were three times more common in women who used nail polish remover at least twice a month. Dry, cold weather can wreak havoc on your digits. So skip the polish in the winter, and moisturize your hands and nails.

Skip Shampoo: Minerals in tap water and detergents in shampoo can cause your winter-stressed scalp to itch and flake. Before bed, rub a dry shampoo (see Blab Savorites) into your roots to absorb the excess oil, then comb it out in the morning.

Experiment with fragrance: Cosmetics counters are crammed full of gift sets for the holidays, and the leftovers go on sale after the fat guy sings. Grab a marked-down fragrance and get a whiff of something you've been meaning to try.

Stop flaking: Your skin needs extra moisture during the cold, dry months. But the hydrators in lotions and creams can't do their job if there's a coat of dead, rough skin blocking your pores. Send your flaky winter layers down the drain with a gentle body wash containing exfoliants like alpha hydroxy or urea.

Drown your skin's sorrows: Once you've exfoliated, follow these steps to keep your skin happy: Layer on a moisturizer with sunscreen int he morning, apply a thick night cream before hitting the sheets, and make a humidifier part of your bedroom decor.

Fight fuzz: Now that our summer flow has disappeared, it's time for laser hair removal. The devices are designed to target the darker pigments in your hair, so the more contrast between your hair and skin, the better it works.

Forget foundation: The heavier pigments and thick consistency of foundation tend to make it settle into dry areas on your skin and give your complexion a patchy look. Save time, and your skin, by using a tinted moisturizer instead.

Check your conditioner: If your hair is dry and static-y, protein could be the culprit. Switch to a conditioner that contains lubricants such as panthenol, glycerine or shea butter to keep your strands smooth.

Summer

Layoff the bottle: When the weather warms up, cut back on cosmetics. A study in the Journal of the European Academy of Dermatology found that reports of sensitive skin rise during the summer months. Simplify your regimen and seek out products with a short ingredient list. The fewer ingredients a product has, the less likely it is to irritate the skin.

Wear it short: Hair grows faster when the weather is warm, so if you have been wanting a shorter 'do, now is the time to try it. If you don't like it, you'll have to live with it for a shorter period of time.

Let the waxing wane: Yes, it gets rid of that annoying fuzz, but waxing also removes a thin layer of skin - enough to make you a lot more vulnerable to the sun. Opt for shaving, depilatories or bleaching instead.

Switch to the dark side: The more intense your nail polish color, the better your pedicure will look. That's because brighter shades hide the yellowing effect the sun has on pigments.

Go faux: The rate of skin cancer is rising. Satisfy your baking needs by hitting the bottle. Apply self tanner about two hours before bed and fix any streaks that may have developed in the morning.

Try acid: Salicylic acid, that is. Sweat trapped against your skin can clog pores. Prevent acne with a quick mist of a salicylic acid spray to keep pores clear and kill bacteria.

Easy on the nails: People are drawn to water when the weather turns hot, and that's where bacteria and yeast can breed. Your cuticles act as a natural barrier, preventing the bad stuff from entering the nail bed, so make sure you are not cutting your cuticles and aren't overly aggressive when working on your hands.

Spring

Worry about wrinkles: Retinoids are the gold standard of anti-aging ingredients, but dry air or lots of sun can make it difficult for your skin to tolerate these creams. This is the perfect season to introduce them into your skin-care arsenal, so the skin can get used to them in the perfect weather.

Get rubbed the right way: After winter hibernation, your muscles are likely to be a bit creaky. A sports massage will help work out the kinks that come from taking your body out of cold storage.

Play with new products: Milder temps mean your skin is less likely to be sensitive, and it's not hot enough yet to sweat off anything new you try. So go ahead, this is the safest time to experiment with new moisturizers and foundations to see which is best for your skin.

Ditch your hair dryer: Don't wait for tropical heat to hit to unplug your dryer or flat iron. Give your hair as much R&R as possible by letting it air-dry before the serious humidity settles in.

Up the ante: Nicer weather and more daylight mean more sun exposure. Increase your daily dose of SPF.

Shed some skin: The increased humidity makes spring the ideal season for sloughing off dead layers of dry winter skin. Since you're less likely to be irritated, try a mild AHA peel to reveal skin that's softer and dewyer.

Fall

Scan your skin: Now's the time to go in for your yearly checkup with your dermatologist. Have your doctor do a skin scan so she can catch any sun damage that may have occurred during the summer.

Plan for the holidays: Book all your winter beauty appointments now. The holidays are a hectic time for salons, so call in September to schedule your hair maintenance and you'll have your pick of the best days.

Turn down the lights: Take sun-bleached strands a shade or two darker and they'll look healthier and more natural. The richer hue will make your skin look warmer and better, too.

Mask skin flaws: Prep your complexion for harsh winter weather by applying a mask, hydrating for dry skin, purifying for acne-prone, and calming for sensitive.

Treat your feet: People think that just because summer's over you don't need a pedicure. But it's actually important now to take care of the calluses and ingrown nails that come from wearing shoes and boots.

Tech Etiquette

"Always seem to, be govern'd by this love we have, For useless, twisting, our new technology." -Jamiroquai

Do your iPod habits irritate others? Are you committing PDA faux pas? Learn how to be plugged in without being impolite.

Question: You're walking down the street and listening to your iPod when you run into someone you know. Do you need to remove both ear buds to talk to her?
Answer: Yes, both buds need to come out. People want to know that the person they're talking to is really paying attention to them. Etiquette is all about making other other person more comfortable; how comfortable could your friend be trying to talk to you when you've got something in your ears?

Question: Is it rude to check your PDA at a friend's house?
Answer: Think of your PDA as a crossword puzzle. Anywhere it's acceptable to work on a crossword puzzle, it's ok to check your PDA. However, if you arrive at a friend's home and explain that you need to check a few emails before you visit so you can give her your full attention, she will probably understand.

Question: How quickly must I respond to an email? Are standards different for personal v. work?
Answer: The sooner you can reply properly, the better. Never leave someone hanging. Having said that, it's also about consistency. If you're going to deviate from what you usually do, use your automatic-response setting to let people know why they might not be hearing from you as quickly as they're used to.

Question: If someone calls you, can you email the person back or send a text message? What if you text or email someone and the person calls you back?
Answer: Unless the person has requested something specific or you sense a tinge of urgency, there's nothing uncivil about replying with a "Can we talk later?" text message. But also consider the best way to respond. If someone called you to get directions somewhere, fore example, reply via email so you can send along a map.

Question: Is using BCC (blind carbon copy) on an email considered sneaky?
Answer: Yes, and it's dangerous, too, because your BCC can be exposed if the blind recipient hits Reply All or forwards the email to someone else. To protect yourself from this, forward the message separately with an explanation.

Question: Is it ok to talk on your cell phone when you're ordering food, getting your hair done at a salon, making a transaction at a bank, etc?
Answer: No. You should treat everyone with common decency and respect, so don't do it anymore.

Question: How do I put an end to an email exchange that is swallowing up my day?
Answer: First, if you're getting too many emails maybe you're sending too many. But, if that is not the case, and it's a good friend, tell her it's been great chitchatting but you have to go. If it's a client who is a friend, tell her you have to get back to work but would love to catch up when you see her next.

Question: You're about to meet someone for the first time and you Google the person for background information. Is it ok to bring up what you learned about her in conversation?
Answer: If you can compliment someone on an award or a promotion, it shows you've done your homework. But bringing up personal information could be stalkerish. Just make sure the information is fairly new, within the last six months, and that it's something you would feel comfortable with if they had that information about you.

Question: Are emoticons appropriate to use in an office email correspondence?
Answer: Yes, when used sparingly and with discretion. They're a quick and easy way to add a friendly tone, but they won't take the barb out of an insult.

Question: Is it ok to omit a salutation and a closing in a business email?
Answer: They are ok to omit after a first email if you're going back and forth with short messages. Often times business emails get printed and distributed to people who may not know you, so you should always include your full name, title, company and contact information as part of your signature.

Question: You accidentally forwarded an email to a friend in which you bad-mouthed her partner. What do you do?
Answer: You need to call her immediately and tell her how sorry you are. Don't try to justify your comments, as that could make things worse. Apologize, apologize and apologize some more.

Question: Is it acceptable to text or email big news (a new job, a pregnancy, etc)?
Answer: Since those closest to us aren't always nearby, and getting everyone together can be a challenge, an email is fine for big news. Another rule of thumb, if email is usually how you communicate with the person, it is fine.

Question: A friend has a blog, and you feel that she is embarrassing herself by giving away too much personal information. How can you tell her?
Answer: If the information on her blog is creating a safety issue - like she could be attracting a stalker - you're morally obligated to tell her. Other than that, you could pose it as a question, such as "How do you decide what's too personal for your blog?" Make sure she knows you are asking out of concern and not judging her.

Question: Can you ignore someone who "friends" you on social-networking sites?
Answer: Yes. Giving someone you don't entirely trust access to personal information is a safety issue. Also, if people in your network can post and view photos and funny comments about you, it's best to restrict access to people who are truly your friends. Tell her that you try to keep a low profile on networking sites and leave it at that.

Question: Is there a polite way to use call waiting?
Answer: Make your decision based on whom you're speaking with. You're grandmother might mind if you use it, but a friend would probably be ok with it. It is a good idea to tell the person that you are expecting a call so that if you are interrupted, she will understand.

Modern Do's and Don'ts of Proper Attire

"She knows what to wear and how to wear it." -Marques Houston

A list of common occasions and what to wear for each. Click on the occasion for more advice and some suggestions.

Wedding: White is still the ultimate wedding no-no. Let the invitation, season and hour be your guide.

Dinner Party: Gauge your outfit by the party. Given the number of variable, there's no one right anser, which can make things a bit tricky.

Cocktail Party: Cocktail dresses are always in style, but you have other options.

Business Dinner or Company Party: Keep things professional but in line with the event; and the culture of your office should prevail in your choice.


Job Interview: You can't go wrong with a suit, but in many fields it's not the only (or best) choice.

A Funeral or Wake: While your outfit doesn't have to be black; it does have to be respectful.


A Baptism, Bar Mitzvah or other religious ceremony: Honor the occasion in attire that is tasteful, not stuffy. Steer clear of anything low-cut or clingy, but also of anything overly serious when celebrating a happy milestone.


A Night at the Theater, Ballet or Opera: Once upon a time, these evenings out were considered a license to dress to the nines. Nowadays, you've got a pretty wide variety. Still, spiff it up!


A Good First Impression (a first date, meeing the in-laws, school functions): Dress true to your personality but this isn't the time to take risks.

A "Festive" Party: Get dolled up and have fun with it. There are lots of options, from slinky tops with dressy slacks to a dress in a bold color or print.

Recycle Anything

"Time to re-up gotta recycle the flow (Cycle the flow)." -Young Jeezy

Real Simple has a great feature on "How to Recycle Anything." An A-Z guide to use as a reference for recycling those everyday and not so everyday items that you don't know how best to get rid of. Also, see my post "A Bit of Give and Take" for more ideas on how to reduce waste!

Downloads To Go

"Virus check a mi scan dem download." -Beenie Man

At Enhanced Healing, browse a selection of relaxation and meditation tracks tailored to specific goals such as building self-esteem, reducing stress or beating insomnia.

Ancient practice and high-tech merge at Yoga Download, which offers portable audio classes for yogis of all levels. You'll find Kundalini and Ashtanga alongside offerings such as Office Yoga.

At iTrain, access a range of MP3-compatible workouts, each combining a trainer's instructions with music to keep you fired up. Try the cardio and strength-training routines such as running, rowing, cycling and Pilates - or even programs tailored specially for the elliptical machine. You can access the same type of stuff on iTunes for your iPod.

Search the digital library at Simply Audiobooks and instantly access titles in more than 30 genres, including biographies, literature, romance, relationships and more.

Let's Make This Simple

"Why do you make something so easy so complicated." -Usher

I keep tearing out articles and snippets about what vitamins are found in what fruit/vegetable and what it'll do for you specifically. I hang them on the fridge like, "Oooo, I'm gonna start eating more x (enter in any fruit/veggie of your choice)." But I know I won't. I won't make an concerted effort to seek out that new, anti-aging fruit that, while supposedly works miracles, can't be found anywhere.

What I suggest, as much to me as to you, is to eat a wide variety of fruits and veggies and don't worry about it! But make sure you're eating them! Start your day off with fruits so that you are eating them on an empty stomach (fruit acids produce a fermentation that can upset stomachs and slow digestion of other foods) then have veggies with dinner and as a late night snack (vegetable may be combined with either proteins or carbohydrates). See HealthyWayMagazine for a good article on this concept.

So, while it's great to know what every vitamin will do and how to get it, I'm going to stop collecting these types of articles, stop with the guilt of not incorporating each and every vitamin into my daily diet (take a multi if you're so concerned) and just start eating 'em!

Ways to Stop a Sniffle

"It's sick out here look at the clouds." -E-40

Starting to get cold! Don't let the sniffles get the best of you this season. In addition to the following ideas, see Body+Soul article on boosting your immunity; how to make over your medicine cabinet, brew herbal teas and build up your resistance.

1. Take herbs the right way: You've probably heard that echinacea can help fight a cold. But do you know the best way to take it? To get the full effect, you need a much larger does than what's recommended on most product labels. Take 3/4 teaspoon of an Echinacea purpurea tincture every two to three hours, starting as soon as you feel a cold flare up. Continue the treatment until a few days after your symptoms have subsided. For extra immune support, pair echinacea with the herb amla (aka Indian gooseberry), an adaptogen that builds resistance to stressors. During cold season, take two 250 mg capsules twice daily (go to http://www.iherb.com/).

2. Put the kettle on: A soothing cup of hot tea can bring cold relief by moistening your mucous membranes. But green tea may be especially helpful in keeping colds at bay because the antioxidant-packed brew contains compounds known to kill or inhibit the growth of certain viruses. For immune support during cold season, drink three cups of green tea daily (go to www.celestialseasonings.com/).

3. Pop some probiotics: Beyond tummy troubles, probiotics can lessen the length and severity of a cold. By stimulating the activity of white blood cells, these friendly bacteria rev up your defenses against cold viruses. A study published in the British Journal of Sports Medicine found that taking daily probiotic supplements led to a major drop in cold symptoms among a group of athletes. Stick with probiotic supplements throughout cold season, selecting a refrigerated capsule with 10 billion Lacto-bacillus gasseri, Lactobacillus acidophilus, Bifidobacterium logum and Bifidobacterium bifidum bacteria per daily dose.

4. Don't ditch your workout: When the sniffles start, ease up on exercise, but don't stop moving altogether. Research shows that while intense, vigorous activity can weaken immune function, moderate exercise might enhance immunity and shorten the duration of a cold. At a cold's onset, aim for a half hour daily of moderate intensity activities like brisk walking or biking. Or try tai chi, a gentle martial art found to help ward off viral infections, according to a number of recent studies. And since rest is also essential to recovery, take care to tuck in early and get your eight hours of sleep.

5. Added by me: Use one of the array of dietary supplements available for such occasions. I used Emergen-C on a recent world wind trip from Colorado, to Las Vegas, to Florida, to Jamaica, to Dallas and back to Colorado. I did not get sick at all, despite the long flights, delays and stress (and fun!). I started drinking them the day before my trip, drank one on every flight and several more during the day. The slightest cough, sore throat or just plain icky feel, I start using them and am better the next day without having the symptom worsen.

Slash You Monthly Bills

"Can you pay my bills? Can you pay my telephone bills?" -Destiny's Child

This economy is not friendly. I think we could all use some advice on how to save some bucks.

Sites that can save you money: Stop clicking all over the Web! These 7 online shopping spots will help you find the real deals fast.

Save on prescription drugs: Ask your doctor about switching to generics, or ask about cheaper name-brand alternatives. For free information on generics and name-brand drugs to to the Consumer Reports Health site and click on "best buy drugs." Also, check prices at retailers such as Wal-Mart, Target and Costco. One website that might save you money is Drugstore.com.

Insurance: If you're renewing a life, home or auto insurance policy or buying a new one, comparison shop at sites like InsWeb.com and AccuQuote.com. Also go to http://www.naic.org/ to find a link to your state's insurance department for price-comparisons.

Cell phones: Go to sites such as LetsTalk.com to find the best priced plans for your calling patterns.

Cooking: This one's easy...use your microwave more. It uses about 20% of the energy a full-size oven does.

Laundry: Cut the cost of washing not-too-grimy loads in cold water with a detergent made for the job. And hand dry as much of your laundry as possible. When you do use the dryer, use it consecutively with loads so that it stays warm.

And most importantly, live within your means!

Cute Idea For Moms

"As kids we used to laugh Who knew that life would move this fast?" -Kayne West

The book of kids' quotes (from Real Simple) - Kids say the darnedest things, record them. Write them down, who said it and what age they were when they said it. An entry from the article: "Nick, 7: "I'm never getting married. I don't want to have to kiss anyone, and I definitely don't want all these kids to deal with." When I replied that I like having all these kids to deal with, Nick retorted, "People feel sorry for you, Mom." Send them out as your holiday newsletter. As the kids get older they become more self-conscious about what they say. In parenting, you're so in the moment. Writing things down helps preserve the long view.

Let's Talk Money

"Wanna talk about money? Then talk without it." -Jermaine Dupri

Mint: Free finance software. Easy money management.

NAPFA: National Association of Personal Financial Advisers. Look one up or contact me, I know a few good ones!

Wesabe: Community of people just like you, with real life financial situations, sharing advice and tips.

Stop to Smell the Flowers

"Even when I'm a mess, I still put on a vest with an 'S' on my chest, oh yes, I'm a Superwoman." -Alicia Keys

I was reading a great article in, you guess it, Real Simple about women and their many stages in life, and came across this amazing statement and want to share.

"If I were the mother of a young child today, knowing what I know now, I would be confident that all identities - awe-filled teenage girl; independent woman in her 20s; anxious, love-besotted new mother - are astonishingly, mournfully brief."

So true, enjoy who you are at this moment.

Spend? Save? Invest?

"Shake your money maker like somebody boutta pay ya..." -Pharrell with Ludacris

Answers to common money questions...all in a nutshell. Great for reference - I keep going back to it. Found in Real Simple.

Also, check out the book Secrets of the Young & Successful by Jennifer Kushell.

Opt Out

"You can't see me through websites, but I still got 'computer love'." -Spice 1

Get rid of unwanted junk mail: http://www.greendimes.com/ is a website that helps remove your name from mailing lists and eliminates those unwanted catalogs. Also, I found www.worldprivacyforum.org/toptenoptout.html as a place to opt out of many types of unwanted mail. From there, you can also get to http://www.donotcall.gov/ for the National Do Not Call Registry.

Also, there is the Catalog Choice website where you can eliminate the catalogs you receive in the mail.

Just found two more: dmachoice.org and optoutprescreen.com

Shop Talk

"Livin like Liberachi, sportin the latest Versace, shotty and Maserati, dodgin the paparazzi." -Lil Wayne

Ideas on how to get designer duds on the cheap, from Shop Smart.

1. Take a trip to New York - Nearly every day of the week there's at least one sample sale in New York City. You can find listings at http://www.nymag.com/ (click on shopping) or try http://www.topbutton.com/. If you make it to a sample sale, here are a few tips: Wear a wide skirt or leggings and ballet flats or flip flops. The shoes are easy to slip off and you can try on anything over leggings or under a flowy skirt. Be sure to ask for discounts on clothes with small but fixable defects like missing buttons. Anyone interested in a vaca?

2. Find local sales - Go to http://www.dailycandy.com/ or any sites that carry local sample-sale news. Get on mailing lists and get to know the salespeople. You may also be able to tap into multicity sample sales like those held by Billion Dollar Babes, one of the biggest sample-sale organizers. The company is also planning online sales; go to http://www.billiondollarbabes.com/.

3. Visit an online sample sale - There aren't many yet, but they're growing. Be sure to get in early and don't dawdle. At http://www.hautelook.com/, you have to become a member and then you'll be sent an email with sale times. Also try http://www.ideeli.com/ and http://www.7thonsale.ebay.com/.

Is Refinancing Right?

"And since I cover the mortgage, the car note, the Porsche and the condo." -Da Brat

Click here to read the short and sweet article from Real Simple on whether or not you should refinance your mortgage.

Girlie Things You Should Never Apologize For

"A girly female feminine dame." -South Pacific

Continued...

• Divulging everything to your friends.
• Toting a stash of survival gear in your purse - The kind that would make MacGyver jealous (think aspirin, a nail file, hair pins, a sewing kit, Band-Aids, extra undies, salad dressing).
• Giving yourself the royal treatment - Getting manicures, massages and facials may seem self-indulgent, but a bit of me-me-me generates positive emotions that can boost the immune system, enhance your metabolism and soothe your mind.
• Swiping one of his tee shirts.
• Going in herds to the bathroom - Because you never know when you'll need backup, like toilet paper from another stall or a breath mint. Plus, hanging with your girls in the impossibly long line is way better than standing alone.
• Spending eons in the bathroom - Your lengthy shower-and-primp routine is probably the only true me-time you have during the day...so enjoy and relax.
  Secretly wondering what you'd like like with a boob job or butt lipo, even though you're not planning on going through with it.
  Window-shopping - Ogling pretty things without making a purchase is not pathetic...it's ingenious.
  Having an unexplainable bond with your phone. Scoping out other women - Biologically speaking, it's natural to check out the fairer sex.

Health Help

"Woman win the healthy body contest." -Shaggy

Follow this link to Real Simple and a wealth of health articles. The "10 Medical Tests" and "Rev Up Your Metabolism" are two of my favorites. You can find an article on most anything there.

They also have a good article on "Organizing your Medical History," which gives good ideas but I would rather have it all online or atleast on the computer. I remember hearing about something like this but can't think of it. Anyone know of any?

You can read Self magazines articles for free on Healthline.com.